SHORT TERM / TFSA GIC / TFSA RRSP RRIF
TermRate
030 - 059 days1.150%
060 - 089 days1.200%
090 - 119 days1.300%
120-179 days1.300%
180 - 269 days1.400%
270 - 364 days1.500%
Minimum: $5,000
TermRate
1 year1.900%
18 months1.900%
2 years1.950%
3 years2.100%
4 years2.170%
5 years2.310%
Minimum: $1,000 to $10,000
TermRate
1 year1.900%
18 months1.900%
2 years1.950%
3 years2.100%
4 years2.150%
5 years2.300%
Minimum: $1,000 to $10,000
TermRate
1 year1.900%
18 months1.900%
2 years1.950%
3 years2.100%
4 years2.150%
5 years2.300%
Minimum: $10000
Rates last changed May 21, 2013
GIC (Cashable) DAILY
(CA $)
DAILY
(US $)
One year CASHABLE GIC @ 1.20%
Cashable after 30 days; Minimum deposit $5000
Manulife Advantage Account @ 1.55%
No minimum; High interest; Easy access and flexible
Manulife Advantage Account @ 0.50%
No minimum; High interest; Easy access and flexible

Mortgage Insurance

Your family home is one of the largest purchases that you will make in your life. Since most Canadians do not pay their homes off in cash, we tend to borrow from a financial institution with a mortgage.

Mortgage Insurance will protect you in the event of 3 catastrophes:
  • Death
  • Disability
  • Critical Illness
Premiums will vary depending on length of mortgage term, size of mortgage, interest rates, sex and smoking status of the applicants. There are a myriad of excellent and competitive products available in the marketplace that we feel are superior to what your bank, trust company or credit union can offer to you.

If you have not reviewed your mortgage insurance in the last year, contact us today for a complimentary mortgage insurance review.