Today's Best
Rate
2.85%

With having MWFS as your Deposit Broker, you receive competitive rates from the marketplace.  Your deposit is made in a low risk product issued by a financial institution such as a bank, trust company, credit union or life insurance company. We represent leading Financial Institutions that offer term deposits, short term deposits, guaranteed investment certificates, and guaranteed investment accounts.

The MWFS team is experienced and knowledgeable and is dedicated to providing you with the savings and investment product that is right for you.

 

Guaranteed Rates

GIC & GIA

TFSA

RRSP

RRIF

RESP

      
1yr GIC2.25%2.25%2.25%2.25%0.00%
18 mth GIC2.30%2.30%2.30%2.30%0.00%
2yr GIC2.35%2.35%2.35%2.35%0.00%
3yr GIC2.70%2.50%2.50%2.50%0.00%
4yr GIC

2.85%

2.60%2.60%2.60%0.00%
5yr GIC

2.70%

2.70%2.70%2.70%0.00%
10yr GIC2.45%2.20%2.45%2.45%0.00%
15yr GIC2.30%0.00%2.30%2.30%0.00%

Cashable GIC Rates

1 Year - Redeemable after 30 days1.00%
1 Year - Redeemable after 90 days1.40%
  

US Dollar GIC Rates

60 days0.15%
1yr GIC

0.30%

Short Term GIC Rates

30 to 59 days0.750%
60 to 89 days0.850%
90 to 119 days0.900%
120 to 179 days1.150%
180 to 269 days1.250%
270 to 364 days

1.450%

Variable Advantage Accounts*

Individual1.10% 
Corporate0.85%
RSP1.10% 
TFSA1.10% 
US Dollar0.25%

* Interest is calculated on the closing daily balance and paid monthly. For registered account, withholding taxes may apply if funds are moved to a non-registered account.

 

NOTES

- All rates and minimum deposit amounts are subject to change without notice;
- Effective date and interest rate will be the date funds are deposited with the Financial Institution;
- For monthly, quarterly, and semi-annual rates, please contact our office.
- For deposits over $500,000, please contact our office as there may be special rates available;
- Canada Deposit Insurance Corporation (CDIC) insures eligible Canadian $ deposits at member institutions for up to $100,000 per depositor; and

- Credit Union Deposit Insurance Corporation (CUDIC) insures eligible Canadian $ deposits at member institutions for unlimited amounts for British Columbia Credit Unions.